If an injured worker has suffered a long-term injury or has become disabled, temporary total disability or permanent partial disability workers’ compensation benefits could provide a vital financial lifeline.
The team at Gregory Smith Law, LLC is here to help if you’ve suffered a severe disability due to a work-related injury in Georgia. Workers’ compensation claims are all we handle at our firm, and attorney Gregory Smith has more than 25 years of experience. During his time in practice, Mr. Smith has helped injured workers recover millions of dollars in compensation for themselves and their families.
Get a free initial consultation by calling our office in Augusta or visiting our contact page.
- 1 What Is the Main Difference Between Temporary Total and Permanent Partial Disability Benefits in Georgia?
- 2 How Do I Know What Type of Benefit I Am Receiving?
- 3 Can I Receive Temporary Total and Permanent Partial Disability Benefits at the Same Time in GA?
- 4 Why Does It Matter Which Type of Benefit I Receive?
- 5 Get Help from an Experienced Georgia Workers’ Compensation Lawyer
What Is the Main Difference Between Temporary Total and Permanent Partial Disability Benefits in Georgia?
While there are some similarities between temporary total and permanent partial disability benefits, there are some crucial differences as well. The most important difference between these two types of benefits is what they are designed to replace or compensate for after you have been injured at work.
Temporary total disability benefits essentially replace a portion of the wages you lose while recovering from a work related injury. Your employer’s workers’ compensation insurance company is required to pay these benefits until your doctor clears you to return to work.
In contrast, permanent partial disability benefits are compensation for being permanently impaired due to your injuries. These benefits are designed to make up for the permanent damage you’ve suffered due to your injuries. Permanent partial disability benefits are awarded if you lose function in part or all of a specific body part. These benefits are determined by state law and are paid out for a specific number of weeks. For example, losing your thumb entitles you to 60 weeks of permanent partial disability benefits. Permanent partial disability benefits can be paid out weekly or in a lump sum. The benefit amount is the same as the injured workers weekly temporary total disability payment, that is, two-thirds of your average weekly wage, up to a maximum amount set by state law.
How Do I Know What Type of Benefit I Am Receiving?
According to state law, workers’ compensation insurance companies are supposed to send you a form telling you which type of compensation you’re receiving once your claim is accepted. In practice, however, not all workers’ compensation insurance companies do this. This can make it difficult for workers to know what kind of benefit they are getting.
If you’re not directly told what kind of benefits you’re getting, there are a few methods you can use to try to figure it out. Your weekly benefits checks may have what type of benefits you’re receiving written on them, or you might see the initials “TTD” (temporary total disability) or “PPD” (permanent partial disability). If you don’t see anything helpful on the check itself, try examining the check stub to see if there is any indication of what benefit you are receiving.
Can I Receive Temporary Total and Permanent Partial Disability Benefits at the Same Time in GA?
Georgia law states that your employer’s workers comp insurance company is not required to pay permanent partial disability benefits while you are still entitled to either temporary total or temporary partial disability benefits.
Why Does It Matter Which Type of Benefit I Receive?
There are different time limits for temporary total and permanent partial disability benefits, so it is important to know which type of benefit you are receiving.
Also, once you’ve exhausted your benefits, there are different statutes of limitations on requesting additional benefits depending on which type of benefit you were receiving previously. A workers’ compensation attorney can outline the various deadlines for requesting additional benefits depending on which benefits you had previously received.
Get Help from an Experienced Georgia Workers’ Compensation Lawyer
At Gregory Smith Law, LLC, we know how important it is for injured workers to get the benefits they need. Just because you’re not working doesn’t mean your bills stop piling up. If you are an injured employee, we can help you pursue the maximum amount of compensation you’re allowed under Georgia law.
Our workers’ compensation team can explain how the different benefits work, help you file your claim, and assist with any appeals if your claim is denied. Get a free case review for your GA workers compensation claim by calling our Augusta office or filling out our contact form.